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Our Services
Vitality Wealth provides a variety of financial services to meet your unique requirements. Our services include buying a new home, investing in property, and improving your financial situation. We are committed to assisting you throughout the entire process.
First Home Buyer
Buying your first home is an exciting milestone, and we're here to simplify the process for you. We’ll help determine how much you can borrow and estimate your repayments by comparing home loans from top Australian lenders. As a first-time buyer, you might qualify for a first home buyer grant, which varies by state, and we can guide you on eligibility and potential amounts. We'll handle the lender communications and manage the loan application process, allowing you to focus on finding your perfect home. From application to approval, we’ll be with you every step of the way.
Refinancing
As circumstances change—such as a job change, growing family, or new expenses—it might be time to reassess your home finances. Refinancing can be daunting, with factors like fees and interest rates to consider. However, the right loan can help you pay off your mortgage faster, refinance debt, or upgrade your home, potentially saving you money and adding value.
Construction Loans
If you're thinking of building your own home from scratch, it's a smart move to research your finance options before you enter into a building contract.
We provide loan solutions for buying land, building new homes, purchasing off-the-plan and house & land packages.
Securing a loan to build a home is a little different than buying an established house because often the land and building purchase will need to settle separately.
Home/Investment Loans
Investing in a new home can be a great opportunity, and we're here to help simplify the process for you. Our team can assist in determining how much you can borrow and estimate your repayments by comparing investment home loans from top Australian lenders. We'll handle the lender communications and manage the loan application process, allowing you to focus on finding the perfect property to invest in. application to approval, we’ll be with you every step of the way.
Debt Consolidation
Self Managed Super Fund
Personal loans can be used for almost anything. The two most purposes are for paying down existing debt at a lower rate, also known as refinancing or credit card consolidation, or for making a purchase when you don’t have the money currently available. Examples include refinancing credit card debt, financing home improvements, buying a car, financing your wedding or paying for a funeral
You can use your Superannuation Fund (SMSF) to buy an investment property. Some lenders offer loans starting at $100,000, with rental income helping cover repayments. Your SMSF might also purchase property for your business, provided the rent is market rate. These loans offer flexible terms up to 30 years, with options for principal and interest or interest-only payments, and fixed or variable rates. Due to complex SMSF regulations, consult a financial professional for guidance.
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